In our journey as financial planners, one of the biggest constants that we see in most customer portfolios is: they are either already real estate heavy, or their high-priority goals include buying additional homes as an investment.

This should come as no surprise: since as late as 2017, an overwhelming 84 percent of all household investment assets in India (RBI Household Finance Committee Report, 2017) are in real estate. Nice-looking gated communities and plushly-designed apartments play the role of Bollywood seductresses and temptresses in the common Indian investor’s life.