As we entered the new decade, few could have predicted the challenges that we have faced during the year.

While the disruption and volatility of fluctuating oil prices and global trade wars were already bubbling, even those with a crystal ball must have missed the seismic economic shifts that were set to play out by Covid-19. In the cacophony of noise surrounding the pandemic and changing perceptions, for real estate investors it is an uncertain and rather confusing period.